Emily Muino



Emily was born in Richmond, VA but was raised in Orange Park, Florida before moving across the St Johns River to Jacksonville to attend UNF. Emily was an Art and Design major initially, but in time, migrated over to the Coggin College of Business and graduated with a degree in Business Management.Go Ospreys!

After college,she leapt straight into the mortgage business as a loan processor in 2002 and later settled into the underwriting role in 2005 where she has been happily serving ever since. Emily has been and underwriter with Bank of England Mortgage since May of 2017 and looking forward to many more years with the growing company.

Emily and her husband, Ernie, have two children.Sofia, age 10, is a competitive volleyball player and avid slime maker.Frankie, age 7, is a devoted baseball player and has big dreams to play for the Miami Marlins someday.

When not underwriting or following the kids sports events around town, she still enjoys creative design and do-it-yourself projects in her free time and takes pride in her mini collection of power tools. Emily also loves gardening, horror movies, and hanging out with her dog, Alden.