Daniel Halvorsen, Area Manager at Bank of England Mortgage has been in residential mortgage lending for 12 years. Prior to moving into management, he was the #1 loan officer in Northeast Florida four consecutive years and a Scotsman Guide Top 100 lender. His unique approach to referral-based marketing has resulted in personally funding over 800 million in loan volume. Daniel is a graduate of Jacksonville University and lives in Atlantic Beach with his wife, Amy and daughter Josephine.